Assistant Professor, SGH Warsaw School of Economics
Although insurance telematics may be a source of competitive advantage, the Usage-Based Insurance (UBI) is still an insufficiently explored area, especially in the context of the Polish insurance market. Accordingly, the main purpose of this paper is to facilitate a better understanding of the topic through a review and summary of selected literature and research achievements, which may prove useful in a discussion about domestic UBI.
Martes foina – although it sounds a bit strange, this name hides an animal well-known to most of us – a beech marten, less often called a stone marten. This nice-looking representative of mustelids (originally from Asia) colonized Europe successfully after the last Ice Age, and it can be found in the area reaching from Denmark to the shores of the Mediterranean Sea. Due to the fact that the habitats of martens are located closer and closer to humans’ settlements (they have been limited to forests and fields so far), even inhabitants of city downtowns should slowly get used to their presence. Martens have already settled among us for good and they make perfect use of our presence as it makes it easier for them to find food and a warm shelter.
Continue reading “Frolic in cars”The aim of the article is to familiarise the readers with the concept of electronic banking. The author presents a historical aspect of the development of electronic markets as well as electronic banking, which is the result of a rapid development of the computer networks, in particular the Internet. The most common e-banking tools and the benefits resulting from their further development are presented as well. Additionally, a separate section has been devoted to factors that can slow down the further development of e-banking services.
Continue reading “The origin and outlook for the development of electronic banking in Poland at the beginning of the 21st century”The paper presents the genesis and development of the Polish banking system. Part one is devoted to the history of banking in the world. It describes many achievements in the field of money and banking beginning from ancient times up to the 20th century. In part two, the author describes the events that have been taking place over the last 600 years – from the time of Casimir III the Great to the modern times, and which shaped the present state of banking in Poland. Special attention is paid to the prospects of the development of the banking sector in the early 21st century, when Poland is one step from joining the European Union. That is what the third part of the paper is dedicated to.
Continue reading “Short history of banking and prospects for its development in Poland at the beginning of the 21st century”