Assistant Professor, SGH Warsaw School of Economics
The main objective of the book is to assess the potential consequences of the use of insurance telematics to reduce the effects of information asymmetry on the Polish market of compulsory motor insurance. The conducted research consisted in describing the expected behaviour of the models of the mandatory motor insurance market in relation to different systems regarding the use of telematics by insurers
The research assesses expectations regarding the amount of discount in insurance premium, which could compensate insured for loss of privacy should it transpire that one’s driving style is to be monitored. A preliminary selection of factors that may affect the expected level of discount has also been made and shows that this discount level may well depend on the views of the insured to insurance telematics and some demographic characteristics, such as gender, age or place of residence.