Concentration on the non-life insurance market in Poland

Based on Herfindahl-Hirschman Index non-life insurance market concentration in Poland has remained moderate since 2010, with the top ten insurers making up 86,5 percent of the market.

Does it mean the market was entirely dominated by the ten largest insurers?

The data includes only the domestic insurers. At the end of 2020 there were 32 insurance companies registered in Poland and 22 active foreign companies. How much is foreign business taking from the market?