The exam results [110470-P] are now available in Teams and USOS.
Concentration on the non-life insurance market in Poland
Based on Herfindahl-Hirschman Index non-life insurance market concentration in Poland has remained moderate since 2010, with the top ten insurers making up 86,5 percent of the market.
Does it mean the market was entirely dominated by the ten largest insurers?
The data includes only the domestic insurers. At the end of 2020 there were 32 insurance companies registered in Poland and 22 active foreign companies. How much is foreign business taking from the market?
Digital insurance products: on demand and usage-based
Abstract
The chapter deals with issues related to digital insurance offered on demand and in the usege-based formula. The purpose of this chapter is to describe the essence of these types of insurance, their characteristics and the state of development. The chapter consists of three basic parts. The first part focuses on the description of the essence of on-demand insurance.
Risk Self-Selection and the Concept of Equilibrium in a Competitive Insurance Market
Journal article in Risks
Did you know that thanks to the self-selection induced by the possibility of driving behaviour monitoring, the insurance industry can minimise the negative effect information asymmetry has on the motor insurance market. This can be achieved, for example, by observing the choices made by the insured after being offered a new voluntary contract with a premium based on telematics data.
Macroeconomics II – final exam
The Macroeconomics II final exam has been postponed to January 17 (Monday) and will take the form of a standard (non-online) exam.