I am an Assistant Professor at SGH Warsaw School of Economics, where my research focuses on insurance economics, risk and uncertainty, and the functioning of insurance markets.
My work examines how insurance markets operate and evolve, with particular emphasis on market equilibrium, risk selection, non-life and motor insurance, and technological innovation in insurance.
A recurring question in my research is how information, technology and institutional design change the way risk is priced, allocated and ultimately shared in insurance markets.
I am especially interested in how telematics, InsurTech and on-demand insurance models affect pricing, risk assessment, consumer behaviour and market stability. I have published on these topics in both academic and applied contexts, including a book exploring the role of telematics in stabilising motor insurance markets.
My academic background spans economics and finance, management, econometrics and computer science. Before pursuing my academic career, I also gained professional experience in the insurance industry. This combination of research and practice shapes my approach to insurance as both an economic institution and a rapidly changing market shaped by technology, information and risk.
Through this website, I share my research, publications and selected insights on the intersection of insurance, risk, finance and technology.
Professional interests
- corporate finance
- Polish insurance market
- management under risk
- insurance activity – financial and organizational aspects
Research specialization:
- insurance risk and risk management
- equilibrium of insurance markets
- motor insurance performance
- innovations in insurance (applications of telematics, InsurTech)